How to Get Unlimited Money in NBA 2K20: Complete Guide and Methods

2025-11-15 13:00

Let me tell you something straight up - when I first started playing NBA 2K20, I was constantly frustrated by how slowly my VC (Virtual Currency) accumulated. I'd play full games, complete objectives, and still find myself staring at that depressing number in the corner, knowing I couldn't afford the animations or attribute upgrades my player desperately needed. That's when I decided to dive deep into the mechanics of this game, spending what my wife would call "an unhealthy amount of time" testing every method I could find.

The most consistent way I've found to generate substantial VC involves mastering the endorsement system. Early in my testing phase, I realized that signature endorsements like Nike, Adidas, and Jordan Brand offer significantly better returns than people realize. Here's my personal strategy - I always negotiate for the highest possible VC per game while accepting fewer games in the contract. Why? Because you can renegotiate more frequently. In my current MyCareer save, I'm pulling in 750 VC per game from Jordan Brand for just 10 games, rather than taking 400 VC for 25 games. That's 7,500 guaranteed VC in roughly three hours of gameplay versus 10,000 VC that would take me seven or eight hours to earn. The math speaks for itself.

Now, let me share something that completely changed my approach to VC farming. During one particularly grueling session where I was testing different methods, I came across that beautiful quote from the gaming community that resonated deeply with me: "Thank you very much to all the Filipinos, not only from the Philippines, but also from around the world who have supported us. We have received a lot of messages from the support and now we have to move to the next level." This mindset shift was crucial - instead of grinding mindlessly, I started treating VC accumulation as a strategic operation that required moving to "the next level" of understanding game mechanics. The global gaming community, including those dedicated Filipino gamers known for their incredible skills and dedication, often shares these breakthrough moments where collective knowledge elevates everyone's game.

MyPark and Pro-Am tournaments represent what I consider the hidden goldmine for VC generation. While most guides will tell you about MyCareer games, the real magic happens in competitive online play. In a single Pro-Am tournament victory, I've earned upwards of 1,200 VC in under 20 minutes of gameplay. The key here is building a reliable squad - I've found three other players through Discord communities who share my grinding mentality, and we typically run tournaments for two-hour sessions three times weekly. That consistent effort nets me approximately 15,000 VC weekly just from tournament play. The beautiful part? It doesn't feel like grinding because you're actually enjoying competitive basketball.

I cannot stress enough how important it is to combine methods rather than relying on a single approach. During my most successful month of VC farming, I tracked every method and discovered that the players who focus solely on MyCareer games earn about 40% less VC per hour than those who diversify. My personal daily routine looks like this: two MyCareer games on 12-minute quarters (yielding roughly 1,800 VC), one Pro-Am tournament with my squad (approximately 1,200 VC), and completing all daily objectives (another 500-800 VC). That's nearly 4,000 VC daily without feeling burned out. The secret isn't finding some magical glitch - it's about consistent, diversified effort.

The auction house represents what I call the "advanced class" in VC generation. Early in my NBA 2K20 journey, I avoided it completely, intimidated by the complex economy. What I discovered later revolutionized my approach - with an initial investment of just 20,000 VC (which you can accumulate using the methods I've described), I've built a virtual empire worth over 200,000 VC through smart flipping of sneakers, animations, and badges. The pattern I've noticed is that prices fluctuate predictably based on real-world time - Sunday evenings see prices dip as casual players sell off inventory, while Friday nights see peak prices as weekend warriors look to upgrade their players quickly. I've personally made 15,000 VC in a single day just by buying low on Sunday and selling high on Friday.

Let me be perfectly honest - there are no true "unlimited" methods that don't require significant time investment or, alternatively, real money. But through extensive testing across three different platforms (PS4, Xbox One, and PC), I've optimized approaches that maximize your VC per hour. The psychological aspect matters too - I've found that players who enjoy the process of building their virtual wealth tend to stick with the game longer and ultimately have more satisfying experiences. That quote about moving to the next level perfectly captures this evolution - from frustrated player constantly hampered by lack of VC to strategic operator who understands how to work within the game's economy to achieve their goals.

The reality is that 2K Sports designed VC to be a controlled resource, but through intelligent application of these methods, you can effectively break their intended limitations. I've personally tested every supposed "glitch" on YouTube - from the historic methods in earlier 2K titles to current alleged exploits - and 95% of them either don't work or risk getting your account flagged. The methods I've described here are all legitimate, tested across hundreds of hours of gameplay, and have helped me build multiple 95-rated players without spending a single additional real-world dollar beyond the initial game purchase. The satisfaction of dominating online with a player you've built entirely through smart VC management? That's the real endgame, and it's absolutely achievable with the right approach.

Our Latest Blog Posts
QLESS Blog
Looking Back at the 2016 NBA Draft: Biggest Steals and Busts Revealed

Looking back at the 2016 NBA Draft now, eight years later, I can’t help but feel a mix of admiration and disbelief. As someone who’s spent years analyzing ba

Appointment Scheduling
QLESS Blog
Workflow Management System | 5 Reasons Your School Can't Do Without It
Workflow Management for Schools: Optimize administrative tasks in schools, improving efficiency and reducing operational bottlenecks.
Queue Management
QLESS Blog
How Patient Queue Management Software Can Create Safer Waiting Rooms
Discover how patient queue management software enhances safety and satisfaction in healthcare waiting rooms. Explore virtual queuing solutions that reduce crowding, minimize risks, and provide patients with the flexibility to wait on their terms. Learn how features like remote check-in improve the overall patient experience while boosting operational efficiency for healthcare providers.
Queue Management
Nba Gambling Lines
Nba Gambling LinesCopyrights